Guardian Life Insurance provides you the opportunity to obtain voluntary benefits. Monthly premiums are paid through payroll deduction, and are 100% employee paid. Premiums for the Reliance Standard supplemental plans differ, based on factors such as age, smoker vs. non-smoker, and health history.
Critical Illness Insurance
Voluntary critical illness insurance provides a fixed, lump-sum benefit upon diagnosis of critical illness, which can include heart attack, stroke, paralysis and more.
- Category 1: Life Threatening Cancer, Cancer in Situ.
- Category 2: Coronary Artery Bypass, Heart Attack, Aortic Aneurysm, Stroke
- Category 3: Blindness, Coma, Kidney Failure, Major Organ transplant, Paralysis, Severe Brain Damage
- Spouse and dependent children: Employees who are Actively at Work and who apply for coverage may also choose to purchase coverage for a spouse and dependent children.