Guardian Life Insurance is the plan of choice for Advantus. The company shares the monthly premium expense for employees and dependents. Employees are eligible to participate in the plan the first of the month following 60 days of employment. Our Preferred Provider (PPO) network can be found at www.reliancestandard.com/home.
| Covered Expense | In Network | Out of Network |
| Individual Deductible (Family = 2x) | $50.00 | $50.00 |
| Office Visit Copay | None | None |
| Type 1 | 100% | 100% |
| Type 2 | 90% | 80% |
| Type 3 | 60% | 50% |
| Annual Plan Maximum | $1,000.00 | $1,000.00 |
| Orthodontia (Child) | 50% | 50% |
| Orthodontia Lifetime Max | $1,000.00 | $1,000.00 |
Type 1 Services: Routine Exam, X-Rays, Cleaning, Fluoride for Children 13 and Under, Sealants for Children 13 and Under
Type 2 Services: Spacers, Composites, Endodontics, Periodontics, Denture Repair, Extractions, Anesthesia
Type 3 Services: Onlays, Crowns, Crown Repair, Implants, Prosthodontics (Bridges, partial dentures)